]> 2008/06/10 OpenCyc Knowledge Base Copyright© 2001-2008 Cycorp, Inc., http://www.cyc.com/, Austin, TX, USA This file contains an OWL representation of information contained in the OpenCyc Knowledge Base. The content of this OWL file is licensed under the Creative Commons Attribution 3.0 license whose text can be found at http://creativecommons.org/licenses/by/3.0/legalcode. The content of this OWL file, including the OpenCyc content it represents, constitutes the "Work" referred to in the Creative Commons license. The terms of this license equally apply to, without limitation, renamings and other logically equivalent reformulations of the content of this OWL file (or portions thereof) in any natural or formal language, as well as to derivations of this content or inclusion of it in other ontologies. externalID A unique, language-neutral, variable-sized identifier for a concept that can be used to refer unambiguously to that concept across OWL exports or across Cyc inference engines. label A natural-language representation for a concept that is both human readable and readable by the Cyc inference engine. These terms are not guaranteed to refer to the same concept across time but are guaranteed to be consistent within a particular OWL export. Use 'cycAnnot:externalID' for unambiguously referring to a concept across OWL exports or across Cyc inference engines. InsurancePlan insurance A collection of agreements; a subset of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViwXpwpEbGdrcN5Y29ycA" class="cyc_term">LegalAgreement</a>. Each element of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> is an agreement between two or more agents. For each such plan, there is at least one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> who is covered by the insurance plan, and one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SPZwpEbGdrcN5Y29ycA" class="cyc_term">insuringAgent</a> who is the insurance provider (e.g., HMO, insurance company, or U.S. Federal government agency). An insurance plan may be funded by (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1VepwpEbGdrcN5Y29ycA" class="cyc_term">insuranceFundedBy</a>) the insured or by a third party, such as the insured's employer. Some subsets of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> representing insurance for different insured event types are: <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1WcJwpEbGdrcN5Y29ycA" class="cyc_term">LiabilityInsurance</a>. coverage http://en.wikipedia.org/wiki/Insurance The collection of all earthquake insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwNmo_ZwpEbGdrcN5Y29ycA" class="cyc_term">EarthquakeInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a>. EarthquakeInsurance earthquake insurance DisabilityInsurance The collection of all disability insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a>. disability insurance RentersInsurance renters insurance The collection of all renters insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjcpwpEbGdrcN5Y29ycA" class="cyc_term">RentersInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. TravelInsurance travel insurance A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> that covers a person when travelling. A specialization of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. Each instance of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rx1qF9E0xQdmSs-Uks9aQ8Q" class="cyc_term">IncomeProtectionInsurance</a> is an insurance policy that pays the holder an income if he or she becomes unable to work due to a disability arising from injury or illness. income protection insurance IncomeProtectionInsurance TitleInsurance title insurance The collection of all title insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. The collection <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rv1ma2ZwpEbGdrcN5Y29ycA" class="cyc_term">TitleInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a> and an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. A specialization of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. Each instance of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rxbpaHE0xQdmf5rThWMTS7g" class="cyc_term">ContentsInsurance</a> is an insurance plan that insures against the loss of the contents of one's residence. ContentsInsurance contents insurance InsurancePlan-JointCoverage A specialization of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. Each instance of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4r8kp83kyQQdmRUMoYMTsOsA" class="cyc_term">InsurancePlan_JointCoverage</a> is an insurance plan that covers some agents (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a>) in addition to the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SH5wpEbGdrcN5Y29ycA" class="cyc_term">policyHolder</a>. joint cover DistributiveShareMIP distributive share mip theft insurance TheftInsurance The collection of all theft insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rXC5f0BHYQdeHpcumIkP_aw" class="cyc_term">TheftInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a>. Pet Insurance A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> that covers one's pet. Pet insurance typically covers veterinary fees. PetInsurance health insurance MedicalInsurance The collection of all health insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a>. The collection of all hazard insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvdnQlpwpEbGdrcN5Y29ycA" class="cyc_term">HazardInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. HazardInsurance hazard insurance no coverage A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4r7IUTsnS8EdaAAACgyZzFrg" class="cyc_term">NoCoverage</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4r7bMUdHSxEdaAAACgyZzFrg" class="cyc_term">InsuranceTypeByCoverage</a>. NoCoverage liability coverage LiabilityInsurance This type of insurance pays for events which the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> is responsible for, especially those which (intentionally or accidentally) harm other agents. flood insurance FloodInsurance The collection of all flood insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvj4Mm5wpEbGdrcN5Y29ycA" class="cyc_term">FloodInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a>. with profits insurance WithProfitsInsurance A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> which has both an investment aspect and a coverage aspect, such as an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4r7IpXCuycQdiC8Y1DL_Fl9Q" class="cyc_term">Endowment_LifeInsurance</a>. The collection of all life insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. The collection <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rUNoM8ux9QdiHy5ZuGZ7U8w" class="cyc_term">InsuranceTypeBySituationTypeProtectedAgainst</a> and an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. LifeInsurance life insurance The collection of all instances of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> that provides for the payments on the loan to be made if the party/parties responsible for making such payments are, for reasons identified in the insurance plan, unable to do so. LoanInsurance loan insurance AutomobileInsurance car insurance The collection of all car insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4r-GTTsDpoQdmHf-Voc7l6FQ" class="cyc_term">CreditCardInsurance</a> is a specialization of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. Each instance of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4r-GTTsDpoQdmHf-Voc7l6FQ" class="cyc_term">CreditCardInsurance</a> is an agreement in which the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> is covered for activities that involve the use of a credit card, such as carrying a balance or making purchases. credit card insurance CreditCardInsurance HomeOwnersInsurance The collection of all homeowners insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. homeowners insurance The collection of all risk transfer insurance. A type of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rv-L2k5wpEbGdrcN5Y29ycA" class="cyc_term">RiskTransferInsurance</a> is an <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjJKpwpEbGdrcN5Y29ycA" class="cyc_term">InsuranceTypeByThingCovered</a>. RiskTransferInsurance risk transfer insurance National Flood Insurance Program NationalFloodInsuranceProgram some sample kinds of agreements agreement topic SomeSampleKindsOfAgreements-Agreement-Topic InsurancePlan insurance A collection of agreements; a subset of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViwXpwpEbGdrcN5Y29ycA" class="cyc_term">LegalAgreement</a>. Each element of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> is an agreement between two or more agents. For each such plan, there is at least one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> who is covered by the insurance plan, and one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SPZwpEbGdrcN5Y29ycA" class="cyc_term">insuringAgent</a> who is the insurance provider (e.g., HMO, insurance company, or U.S. Federal government agency). An insurance plan may be funded by (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1VepwpEbGdrcN5Y29ycA" class="cyc_term">insuranceFundedBy</a>) the insured or by a third party, such as the insured's employer. Some subsets of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> representing insurance for different insured event types are: <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1WcJwpEbGdrcN5Y29ycA" class="cyc_term">LiabilityInsurance</a>. InsurancePlan insurance A collection of agreements; a subset of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViwXpwpEbGdrcN5Y29ycA" class="cyc_term">LegalAgreement</a>. Each element of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> is an agreement between two or more agents. For each such plan, there is at least one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> who is covered by the insurance plan, and one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SPZwpEbGdrcN5Y29ycA" class="cyc_term">insuringAgent</a> who is the insurance provider (e.g., HMO, insurance company, or U.S. Federal government agency). An insurance plan may be funded by (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1VepwpEbGdrcN5Y29ycA" class="cyc_term">insuranceFundedBy</a>) the insured or by a third party, such as the insured's employer. Some subsets of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> representing insurance for different insured event types are: <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1WcJwpEbGdrcN5Y29ycA" class="cyc_term">LiabilityInsurance</a>. InsurancePlan insurance A collection of agreements; a subset of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViwXpwpEbGdrcN5Y29ycA" class="cyc_term">LegalAgreement</a>. Each element of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> is an agreement between two or more agents. For each such plan, there is at least one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> who is covered by the insurance plan, and one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SPZwpEbGdrcN5Y29ycA" class="cyc_term">insuringAgent</a> who is the insurance provider (e.g., HMO, insurance company, or U.S. Federal government agency). An insurance plan may be funded by (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1VepwpEbGdrcN5Y29ycA" class="cyc_term">insuranceFundedBy</a>) the insured or by a third party, such as the insured's employer. Some subsets of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> representing insurance for different insured event types are: <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1WcJwpEbGdrcN5Y29ycA" class="cyc_term">LiabilityInsurance</a>. Pretty String (<a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwLSVCpwpEbGdrcN5Y29ycA" class="cyc_term">prettyString</a> TERM STRING) means that STRING is the English word or expression (sequence of words) commonly used to refer to TERM. The predicate <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwLSVCpwpEbGdrcN5Y29ycA" class="cyc_term">prettyString</a> is used by the code which generates CycL to English paraphrases, but its applicability is not restricted to this use. prettyString kind of artifact not distinguished by brand or model An instance of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rHQdVmB_TEdaAAABQ2rksLw" class="cyc_term">SecondOrderCollection</a> and a specialization of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwO3H5pwpEbGdrcN5Y29ycA" class="cyc_term">ArtifactType</a>. Each instance of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rejmDbrF_QdeIENT1qpbYzQ" class="cyc_term">ArtifactTypeByGenericCategory</a> is a collection of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkH_ZwpEbGdrcN5Y29ycA" class="cyc_term">Artifact</a>s grouped together according to some feature(s) other than brand or model. ArtifactTypeByGenericCategory InsurancePlan insurance A collection of agreements; a subset of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViwXpwpEbGdrcN5Y29ycA" class="cyc_term">LegalAgreement</a>. Each element of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> is an agreement between two or more agents. For each such plan, there is at least one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> who is covered by the insurance plan, and one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SPZwpEbGdrcN5Y29ycA" class="cyc_term">insuringAgent</a> who is the insurance provider (e.g., HMO, insurance company, or U.S. Federal government agency). An insurance plan may be funded by (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1VepwpEbGdrcN5Y29ycA" class="cyc_term">insuranceFundedBy</a>) the insured or by a third party, such as the insured's employer. Some subsets of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> representing insurance for different insured event types are: <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1WcJwpEbGdrcN5Y29ycA" class="cyc_term">LiabilityInsurance</a>. AgreementForOngoingService service agreement A collection of agreements. In this sort of agreement, there are two types of parties: the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwAWGE5wpEbGdrcN5Y29ycA" class="cyc_term">agreeingServiceProvider</a> and the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rviP5YZwpEbGdrcN5Y29ycA" class="cyc_term">agreeingServiceRecipient</a>. During the term of this agreement, the recipient has the right to be the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViQ5ZwpEbGdrcN5Y29ycA" class="cyc_term">beneficiary</a> in some <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjeRpwpEbGdrcN5Y29ycA" class="cyc_term">ServiceEvent</a>, with the provider as the <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjMyJwpEbGdrcN5Y29ycA" class="cyc_term">providerOfService</a>. Specializations include PhoneServiceAgreement, CableServiceAgreement, InternetServiceAgreeement, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a>. These kinds of agreements have a 'base rate' (which might be zero) and a 'per use fee' (which might be zero, or might be a function of time or of quantity used, etc.). InsurancePlan insurance A collection of agreements; a subset of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvViwXpwpEbGdrcN5Y29ycA" class="cyc_term">LegalAgreement</a>. Each element of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> is an agreement between two or more agents. For each such plan, there is at least one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SWZwpEbGdrcN5Y29ycA" class="cyc_term">insuredAgent</a> who is covered by the insurance plan, and one <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1SPZwpEbGdrcN5Y29ycA" class="cyc_term">insuringAgent</a> who is the insurance provider (e.g., HMO, insurance company, or U.S. Federal government agency). An insurance plan may be funded by (see <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1VepwpEbGdrcN5Y29ycA" class="cyc_term">insuranceFundedBy</a>) the insured or by a third party, such as the insured's employer. Some subsets of <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjirZwpEbGdrcN5Y29ycA" class="cyc_term">InsurancePlan</a> representing insurance for different insured event types are: <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVji75wpEbGdrcN5Y29ycA" class="cyc_term">LifeInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjkN5wpEbGdrcN5Y29ycA" class="cyc_term">MedicalInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjj9ZwpEbGdrcN5Y29ycA" class="cyc_term">DisabilityInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjMZwpEbGdrcN5Y29ycA" class="cyc_term">HomeOwnersInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjjtJwpEbGdrcN5Y29ycA" class="cyc_term">AutomobileInsurance</a>, <a href="http://sw.opencyc.org/2008/06/10/concept/Mx4rwP1WcJwpEbGdrcN5Y29ycA" class="cyc_term">LiabilityInsurance</a>.