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  <owl:Ontology rdf:about="http://sw.opencyc.org/2008/06/10/concept/">
    <owl:versionInfo>2008/06/10</owl:versionInfo>
    <rdfs:comment xml:lang="en">

      OpenCyc Knowledge Base

      Copyright© 2001-2008 Cycorp, Inc., http://www.cyc.com/, Austin, TX, USA

      This file contains an OWL representation of information contained 
      in the OpenCyc Knowledge Base. The content of this OWL file is 
      licensed under the Creative Commons Attribution 3.0 license whose 
      text can be found at http://creativecommons.org/licenses/by/3.0/legalcode. 
      The content of this OWL file, including the OpenCyc content it represents, 
      constitutes the "Work" referred to in the Creative Commons license. The terms of 
      this license equally apply to, without limitation, renamings and other 
      logically equivalent reformulations of the content of this OWL file 
      (or portions thereof) in any natural or formal language, as well 
      as to derivations of this content or inclusion of it in other ontologies.

    </rdfs:comment>
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  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#externalID">
    <rdfs:label xml:lang="en">externalID</rdfs:label>
    <rdfs:comment xml:lang="en">
      A unique, language-neutral, variable-sized identifier
      for a concept that can be used to refer unambiguously to that concept across 
      OWL exports or across Cyc inference engines.
    </rdfs:comment>
    <rdf:type rdf:resource="http://www.w3.org/2002/07/owl#FunctionalProperty"/>
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  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#label">
    <rdfs:label xml:lang="en">label</rdfs:label>
    <rdfs:comment xml:lang="en">
      A natural-language representation for a concept that is both human 
      readable and readable by the Cyc inference engine. These terms are not 
      guaranteed to refer to the same concept across time but are guaranteed to
      be consistent within a particular OWL export. Use 'cycAnnot:externalID'
      for unambiguously referring to a concept across OWL exports or across Cyc
      inference engines.
    </rdfs:comment>
  </owl:AnnotationProperty>

  <owl:Class rdf:about="Mx4rwUQ-QJwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a business engaged in financial activities as its main concern.  An instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a commercial service organization that buys, sells, trades, converts, or lends money, in the form of currency or negotiable financial instruments (such as stocks, bonds, commodities futures, etc.), as (one of) its major function(s).  The collection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; does not include businesses, such as retailers, which simply exchange goods or non-financial services for money.  Examples: Chase Bank, University Federal Credit Union, Fidelity Investments (but NOT the IMF). Cf. the supercollection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; for non-business organizations engaged in financial activities (such as the IMF).</rdfs:comment>
    <cycAnnot:label xml:lang="en">FinancialCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">financial institution</rdfs:label>
    <rdfs:subClassOf rdf:resource="Mx4rvVkFd5wpEbGdrcN5Y29ycA"/>
    <rdfs:subClassOf rdf:resource="Mx4rjOSJSOaLEdqAAAACs2IKaQ"/>
    <rdfs:subClassOf rdf:resource="Mx4rv_D3hZwpEbGdrcN5Y29ycA"/>
    <rdfs:subClassOf rdf:resource="Mx4rvVjxuZwpEbGdrcN5Y29ycA"/>
    <rdf:type rdf:resource="Mx4rvWXYgJwpEbGdrcN5Y29ycA"/>
    <owl:sameAs rdf:resource="http://dbpedia.org/resource/Financial_services"/>
    <owl:sameAs rdf:resource="http://umbel.org/umbel/sc/FinancialCompany"/>
    <owl:sameAs rdf:resource="&ocyc;Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <owl:sameAs rdf:resource="&cyc;Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <wikipediaArticleURL>http://en.wikipedia.org/wiki/Financial_services</wikipediaArticleURL>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">Financial services</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">financial companies</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">financial company</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">Financial service</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">financial institutions</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
  </owl:Class>

  <owl:Class rdf:about="Mx4rv9JB55wpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">CurrencyExchangeCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">currency exchange</rdfs:label>
    <rdfs:comment xml:lang="en">A company that exists to perform instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvaus1ZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CurrencyExchange&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvVirwZwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <rdfs:comment xml:lang="en">A service organization with the main function of making investments for, and providing investment advice to, customers/clients.</rdfs:comment>
    <cycAnnot:label xml:lang="en">InvestmentFirm</cycAnnot:label>
    <rdfs:label xml:lang="en">investment firm</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rwU9lVJwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <rdfs:label xml:lang="en">S&amp;L</rdfs:label>
    <rdfs:comment xml:lang="en">A subset of nationally or state-chartered financial institutions each of which takes deposits from individuals, funds mortgages, and pays dividends or interest to depositors.  It may or may not have shareholders.  Some &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwU9lVJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;SavingsAndLoanInstitution&lt;/a&gt;s have the word &apos;Bank&apos; in their names.</rdfs:comment>
    <cycAnnot:label xml:lang="en">SavingsAndLoanInstitution</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvbGviJwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <rdfs:comment xml:lang="en">The collection of all escrow companies. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">EscrowCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">escrow company</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rwIwkVpwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">DirectEndorsementLender</cycAnnot:label>
    <rdfs:comment xml:lang="en">The collection of all direct endorsement lenders. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt;.</rdfs:comment>
    <rdfs:label xml:lang="en">direct endorsement lender</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvVj1j5wpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <rdfs:label xml:lang="en">brokerage firm</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all brokerage firms. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">BrokerageFirm</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rwDISiJwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">CreditCardCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">credit card company</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all credit card companies. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="Mx4rLZ3TIk1YQdmOC4m8tHqtuA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <rdfs:comment xml:lang="en">A financial company (brokerage or bank) that maintains firm, publicly stated prices for both purchase and sale of one or more securities.  At any time, this company is willing to buy or sell at their stated prices.</rdfs:comment>
    <cycAnnot:label xml:lang="en">MarketMaker</cycAnnot:label>
    <rdfs:label xml:lang="en">market maker</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvnbonpwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rwUQ-QJwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">VentureCapitalFirm</cycAnnot:label>
    <rdfs:comment xml:lang="en">the collection of all companies whose primary business is providing venture capital to new companies</rdfs:comment>
    <rdfs:label xml:lang="en">venture capital firm</rdfs:label>
  </owl:Class>

  <Mx4rwUQ-QJwpEbGdrcN5Y29ycA rdf:about="Mx4r6ceb0C_sQdiC4LvLXR5iMw">
    <rdfs:label xml:lang="en">Dean Witter</rdfs:label>
    <cycAnnot:label xml:lang="en">DeanWitter</cycAnnot:label>
  </Mx4rwUQ-QJwpEbGdrcN5Y29ycA>

  <owl:Class rdf:about="Mx4rv_D3hZwpEbGdrcN5Y29ycA">
    <rdfs:label xml:lang="en">private-sector organization</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjVT5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Organization&lt;/a&gt;s that operate in what is thought of as the private sector and that have no governmental component.  Instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;s may be either &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvViS05wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialOrganization&lt;/a&gt;s or &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvViu6JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;NonProfitOrganization&lt;/a&gt;s.  Examples of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;s include &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjfTJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;IBMInc&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvViYm5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Cycorp&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjrK5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FloridaNationalBank&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjRFpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;SierraClub&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">PrivateSectorOrganization</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvWXYgJwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">A collection of collections.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvWXYgJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;ExistingObjectType&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVj27ZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PartiallyTangible&lt;/a&gt; (q.v.).  Moreover, each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvWXYgJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;ExistingObjectType&lt;/a&gt; is a collection that is temporally stuff-like (see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVitN5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;TemporalStuffType&lt;/a&gt;) but physically-spatially object-like (see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVirnZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;ObjectType&lt;/a&gt;) -- i.e.  object-like with respect to some physical-spatial part-whole predicate (e.g. some specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4r8a2smPXcQdiEoJhcx65EiQ&quot; class=&quot;cyc_term&quot;&gt;properPhysicalDecompositions&lt;/a&gt;).
&lt;p/&gt;
Consider the collection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwJaXepwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BookCopy&lt;/a&gt;. &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwJaXepwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BookCopy&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVj27ZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PartiallyTangible&lt;/a&gt;. Further, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwJaXepwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BookCopy&lt;/a&gt; is temporally stuff-like: any one of the &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvWn4OZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;timeSlices&lt;/a&gt; of a given copy &lt;code&gt;&lt;b&gt;COPY&lt;/b&gt;&lt;/code&gt; of (say) &amp;quot;Moby Dick&amp;quot; is still a copy of &amp;quot;Moby Dick&amp;quot;. (Most collections of tangible objects are temporally stuff-like in this way.)   But &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwJaXepwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BookCopy&lt;/a&gt; is spatially &lt;i&gt;object-like&lt;/i&gt;: if we take a scalpel and slice &lt;code&gt;&lt;b&gt;COPY&lt;/b&gt;&lt;/code&gt; into ten pieces, each piece is not a copy of &amp;quot;Moby Dick&amp;quot;.  So &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwJaXepwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BookCopy&lt;/a&gt; is an instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvWXYgJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;ExistingObjectType&lt;/a&gt;.
&lt;p/&gt;
See also &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVir35wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;StuffType&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVny6pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;ExistingStuffType&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">ExistingObjectType</cycAnnot:label>
    <rdfs:label xml:lang="en">type of object</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvVjxuZwpEbGdrcN5Y29ycA">
    <cycAnnot:label xml:lang="en">CommercialServiceOrganization</cycAnnot:label>
    <rdfs:label xml:lang="en">service company</rdfs:label>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvViS05wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialOrganization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt; is a commercial organization which sells some service(s), rather than tangible goods, as its main product.  Some tangible goods may accompany or supplement the main service sold, but only as side products; for example, some instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVj-xJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;HairSalon&lt;/a&gt; sell hair care products.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvVkFd5wpEbGdrcN5Y29ycA">
    <rdfs:label xml:lang="en">financial organization</rdfs:label>
    <rdfs:comment xml:lang="en">&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjVT5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Organization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; is primarily or significantly engaged in the &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv2fV75wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialIndustry&lt;/a&gt; or whose activities focus on that industry.  Instances of both &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt;s (e.g., banks and brokerage houses) and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvViu6JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;NonProfitOrganization&lt;/a&gt;s (e.g., &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvvWXjZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;InternationalMonetaryFund&lt;/a&gt;) may be instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt;.  Specializations of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; include &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVirgJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BankOrganization&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwRr9UJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialExchange&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVowIJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;InvestmentOrganization&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">FinancialOrganization</cycAnnot:label>
  </owl:Class>

  <owl:Thing rdf:about="http://umbel.org/umbel/sc/FinancialCompany">
    <rdfs:comment xml:lang="en">&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a business engaged in financial activities as its main concern.  An instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a commercial service organization that buys, sells, trades, converts, or lends money, in the form of currency or negotiable financial instruments (such as stocks, bonds, commodities futures, etc.), as (one of) its major function(s).  The collection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; does not include businesses, such as retailers, which simply exchange goods or non-financial services for money.  Examples: Chase Bank, University Federal Credit Union, Fidelity Investments (but NOT the IMF). Cf. the supercollection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; for non-business organizations engaged in financial activities (such as the IMF).</rdfs:comment>
    <cycAnnot:label xml:lang="en">FinancialCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">financial institution</rdfs:label>
  </owl:Thing>

  <owl:ObjectProperty rdf:about="Mx4rwLSVCpwpEbGdrcN5Y29ycA">
    <rdfs:label xml:lang="en">Pretty String</rdfs:label>
    <rdfs:comment xml:lang="en">(&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwLSVCpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; TERM STRING) means that STRING is the English word or expression (sequence of words) commonly used to refer to TERM.  The predicate &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwLSVCpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; is used by the code which generates CycL to English paraphrases, but its applicability is not restricted to this use.</rdfs:comment>
    <cycAnnot:label xml:lang="en">prettyString</cycAnnot:label>
  </owl:ObjectProperty>

  <owl:Class rdf:about="&ocyc;Mx4rwUQ-QJwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a business engaged in financial activities as its main concern.  An instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a commercial service organization that buys, sells, trades, converts, or lends money, in the form of currency or negotiable financial instruments (such as stocks, bonds, commodities futures, etc.), as (one of) its major function(s).  The collection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; does not include businesses, such as retailers, which simply exchange goods or non-financial services for money.  Examples: Chase Bank, University Federal Credit Union, Fidelity Investments (but NOT the IMF). Cf. the supercollection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; for non-business organizations engaged in financial activities (such as the IMF).</rdfs:comment>
    <cycAnnot:label xml:lang="en">FinancialCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">financial institution</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="&cyc;Mx4rwUQ-QJwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a business engaged in financial activities as its main concern.  An instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a commercial service organization that buys, sells, trades, converts, or lends money, in the form of currency or negotiable financial instruments (such as stocks, bonds, commodities futures, etc.), as (one of) its major function(s).  The collection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; does not include businesses, such as retailers, which simply exchange goods or non-financial services for money.  Examples: Chase Bank, University Federal Credit Union, Fidelity Investments (but NOT the IMF). Cf. the supercollection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; for non-business organizations engaged in financial activities (such as the IMF).</rdfs:comment>
    <cycAnnot:label xml:lang="en">FinancialCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">financial institution</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rjOSJSOaLEdqAAAACs2IKaQ">
    <rdfs:comment xml:lang="en">the collection of companies whose business is bank or finance related broadly conceived.  This includes banking organizations proper as well as mortgage lenders and insurers, underwriting companies, etc.</rdfs:comment>
    <rdfs:label xml:lang="en">banking or finance company</rdfs:label>
    <cycAnnot:label xml:lang="en">BankingOrFinanceCompany</cycAnnot:label>
  </owl:Class>

  <owl:DataProperty rdf:about="wikipediaArticleURL">
  </owl:DataProperty>

  <owl:Thing rdf:about="http://dbpedia.org/resource/Financial_services">
    <rdfs:comment xml:lang="en">&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rv_D3hZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PrivateSectorOrganization&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjxuZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialServiceOrganization&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a business engaged in financial activities as its main concern.  An instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; is a commercial service organization that buys, sells, trades, converts, or lends money, in the form of currency or negotiable financial instruments (such as stocks, bonds, commodities futures, etc.), as (one of) its major function(s).  The collection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rwUQ-QJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialCompany&lt;/a&gt; does not include businesses, such as retailers, which simply exchange goods or non-financial services for money.  Examples: Chase Bank, University Federal Credit Union, Fidelity Investments (but NOT the IMF). Cf. the supercollection &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/Mx4rvVkFd5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialOrganization&lt;/a&gt; for non-business organizations engaged in financial activities (such as the IMF).</rdfs:comment>
    <cycAnnot:label xml:lang="en">FinancialCompany</cycAnnot:label>
    <rdfs:label xml:lang="en">financial institution</rdfs:label>
  </owl:Thing>

</rdf:RDF>
