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<!DOCTYPE rdf:RDF [
     <!ENTITY ocyc "http://sw.opencyc.org/concept/" >
     <!ENTITY cyc  "http://sw.cyc.com/concept/" >
     <!ENTITY rdf  "http://www.w3.org/1999/02/22-rdf-syntax-ns#" >
     <!ENTITY rdfs "http://www.w3.org/2000/01/rdf-schema#" >
     <!ENTITY xsd  "http://www.w3.org/2001/XMLSchema#" >
     <!ENTITY owl  "http://www.w3.org/2002/07/owl#" >
   ]>

<rdf:RDF xml:base="http://sw.opencyc.org/2008/06/10/concept/en/"
         xmlns="http://sw.opencyc.org/2008/06/10/concept/en/"
         xmlns:cycAnnot="http://sw.cyc.com/CycAnnotations_v1#"
         xmlns:rdf="&rdf;"
         xmlns:rdfs="&rdfs;"
         xmlns:owl="&owl;"
         xmlns:xsd="&xsd;">

  <owl:Ontology rdf:about="http://sw.opencyc.org/2008/06/10/concept/en/">
    <owl:versionInfo>2008/06/10</owl:versionInfo>
    <rdfs:comment xml:lang="en">

      OpenCyc Knowledge Base

      Copyright© 2001-2008 Cycorp, Inc., http://www.cyc.com/, Austin, TX, USA

      This file contains an OWL representation of information contained 
      in the OpenCyc Knowledge Base. The content of this OWL file is 
      licensed under the Creative Commons Attribution 3.0 license whose 
      text can be found at http://creativecommons.org/licenses/by/3.0/legalcode. 
      The content of this OWL file, including the OpenCyc content it represents, 
      constitutes the "Work" referred to in the Creative Commons license. The terms of 
      this license equally apply to, without limitation, renamings and other 
      logically equivalent reformulations of the content of this OWL file 
      (or portions thereof) in any natural or formal language, as well 
      as to derivations of this content or inclusion of it in other ontologies.

    </rdfs:comment>
  </owl:Ontology>

  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#externalID">
    <rdfs:label xml:lang="en">externalID</rdfs:label>
    <rdfs:comment xml:lang="en">
      A unique, language-neutral, variable-sized identifier
      for a concept that can be used to refer unambiguously to that concept across 
      OWL exports or across Cyc inference engines.
    </rdfs:comment>
    <rdf:type rdf:resource="http://www.w3.org/2002/07/owl#FunctionalProperty"/>
  </owl:AnnotationProperty>

  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#label">
    <rdfs:label xml:lang="en">label</rdfs:label>
    <rdfs:comment xml:lang="en">
      A natural-language representation for a concept that is both human 
      readable and readable by the Cyc inference engine. These terms are not 
      guaranteed to refer to the same concept across time but are guaranteed to
      be consistent within a particular OWL export. Use 'cycAnnot:externalID'
      for unambiguously referring to a concept across OWL exports or across Cyc
      inference engines.
    </rdfs:comment>
  </owl:AnnotationProperty>

  <owl:Class rdf:about="CreditCardAccount">
    <rdfs:label xml:lang="en">credit card account</rdfs:label>
    <cycAnnot:label xml:lang="en">CreditCardAccount</cycAnnot:label>
    <cycAnnot:externalID>Mx4rvVjRVZwpEbGdrcN5Y29ycA</cycAnnot:externalID>
    <rdfs:comment xml:lang="en">The collection of all credit card accounts. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditAccount&quot; class=&quot;cyc_term&quot;&gt;CreditAccount&lt;/a&gt;. &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; is an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt;.</rdfs:comment>
    <rdfs:subClassOf rdf:resource="CreditAccount"/>
    <rdf:type rdf:resource="AccountType"/>
    <owl:sameAs rdf:resource="http://umbel.org/umbel/sc/CreditCardAccount"/>
    <owl:sameAs rdf:resource="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjRVZwpEbGdrcN5Y29ycA"/>
    <owl:sameAs rdf:resource="&cyc;Mx4rvVjRVZwpEbGdrcN5Y29ycA"/>
    <owl:sameAs rdf:resource="&ocyc;Mx4rvVjRVZwpEbGdrcN5Y29ycA"/>
    <prettyString xml:lang="en">credit card accounts</prettyString>
  </owl:Class>

  <owl:Class rdf:about="MasterCardAccount">
    <rdfs:subClassOf rdf:resource="CreditCardAccount"/>
    <cycAnnot:label xml:lang="en">MasterCardAccount</cycAnnot:label>
    <rdfs:comment xml:lang="en">The collection of instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; whose &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/accountOfTenderObject&quot; class=&quot;cyc_term&quot;&gt;accountOfTenderObject&lt;/a&gt; is an instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/MasterCard&quot; class=&quot;cyc_term&quot;&gt;MasterCard&lt;/a&gt;.</rdfs:comment>
    <rdfs:label xml:lang="en">master card account</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="DiscoverCardAccount">
    <rdfs:subClassOf rdf:resource="CreditCardAccount"/>
    <rdfs:label xml:lang="en">discover card account</rdfs:label>
    <cycAnnot:label xml:lang="en">DiscoverCardAccount</cycAnnot:label>
    <rdfs:comment xml:lang="en">The collection of instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; whose &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/accountOfTenderObject&quot; class=&quot;cyc_term&quot;&gt;accountOfTenderObject&lt;/a&gt; is an instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/DiscoverCard&quot; class=&quot;cyc_term&quot;&gt;DiscoverCard&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="VisaCardAccount">
    <rdfs:subClassOf rdf:resource="CreditCardAccount"/>
    <cycAnnot:label xml:lang="en">VisaCardAccount</cycAnnot:label>
    <rdfs:comment xml:lang="en">The collection of instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; whose &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/accountOfTenderObject&quot; class=&quot;cyc_term&quot;&gt;accountOfTenderObject&lt;/a&gt; is an instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/VISACard&quot; class=&quot;cyc_term&quot;&gt;VISACard&lt;/a&gt;.</rdfs:comment>
    <rdfs:label xml:lang="en">visa card account</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="AmExCardAccount">
    <rdfs:subClassOf rdf:resource="CreditCardAccount"/>
    <rdfs:label xml:lang="en">am ex card account</rdfs:label>
    <cycAnnot:label xml:lang="en">AmExCardAccount</cycAnnot:label>
    <rdfs:comment xml:lang="en">The collection of instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; whose &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/accountOfTenderObject&quot; class=&quot;cyc_term&quot;&gt;accountOfTenderObject&lt;/a&gt; is an instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AmExCard&quot; class=&quot;cyc_term&quot;&gt;AmExCard&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="AccountType">
    <rdfs:label xml:lang="en">type of account</rdfs:label>
    <cycAnnot:label xml:lang="en">AccountType</cycAnnot:label>
    <rdfs:comment xml:lang="en">A collection of collections and a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/ObjectType&quot; class=&quot;cyc_term&quot;&gt;ObjectType&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt; is a collection of financial accounts of the same type.  Instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt; include &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/SavingsAccount&quot; class=&quot;cyc_term&quot;&gt;SavingsAccount&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/RetirementAccount&quot; class=&quot;cyc_term&quot;&gt;RetirementAccount&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/SocialSecurityAccount&quot; class=&quot;cyc_term&quot;&gt;SocialSecurityAccount&lt;/a&gt;, and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/TravelExpenseAccount&quot; class=&quot;cyc_term&quot;&gt;TravelExpenseAccount&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="&ocyc;Mx4rvVjRVZwpEbGdrcN5Y29ycA">
    <cycAnnot:label xml:lang="en">CreditCardAccount</cycAnnot:label>
    <rdfs:label xml:lang="en">credit card account</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all credit card accounts. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditAccount&quot; class=&quot;cyc_term&quot;&gt;CreditAccount&lt;/a&gt;. &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; is an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="http://sw.opencyc.org/2008/06/10/concept/Mx4rvVjRVZwpEbGdrcN5Y29ycA">
    <cycAnnot:label xml:lang="en">CreditCardAccount</cycAnnot:label>
    <rdfs:label xml:lang="en">credit card account</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all credit card accounts. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditAccount&quot; class=&quot;cyc_term&quot;&gt;CreditAccount&lt;/a&gt;. &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; is an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="&cyc;Mx4rvVjRVZwpEbGdrcN5Y29ycA">
    <cycAnnot:label xml:lang="en">CreditCardAccount</cycAnnot:label>
    <rdfs:label xml:lang="en">credit card account</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all credit card accounts. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditAccount&quot; class=&quot;cyc_term&quot;&gt;CreditAccount&lt;/a&gt;. &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; is an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt;.</rdfs:comment>
  </owl:Class>

  <owl:Thing rdf:about="http://umbel.org/umbel/sc/CreditCardAccount">
    <cycAnnot:label xml:lang="en">CreditCardAccount</cycAnnot:label>
    <rdfs:label xml:lang="en">credit card account</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of all credit card accounts. A type of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditAccount&quot; class=&quot;cyc_term&quot;&gt;CreditAccount&lt;/a&gt;. &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt; is an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/AccountType&quot; class=&quot;cyc_term&quot;&gt;AccountType&lt;/a&gt;.</rdfs:comment>
  </owl:Thing>

  <owl:ObjectProperty rdf:about="prettyString">
    <cycAnnot:label xml:lang="en">prettyString</cycAnnot:label>
    <rdfs:comment xml:lang="en">(&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/prettyString&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; TERM STRING) means that STRING is the English word or expression (sequence of words) commonly used to refer to TERM.  The predicate &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/prettyString&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; is used by the code which generates CycL to English paraphrases, but its applicability is not restricted to this use.</rdfs:comment>
    <rdfs:label xml:lang="en">Pretty String</rdfs:label>
  </owl:ObjectProperty>

  <owl:Class rdf:about="CreditAccount">
    <rdfs:comment xml:lang="en">The class of accounts in which the  balance indicates the amount the holder of the account owes,  such as a mortgage or &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/CreditCardAccount&quot; class=&quot;cyc_term&quot;&gt;CreditCardAccount&lt;/a&gt;. If I have a balance of $500 on my Citibank Visa account, that means I owe Citibank  $500. See &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/BankAccount&quot; class=&quot;cyc_term&quot;&gt;BankAccount&lt;/a&gt; for an example of an account in which the balance indicates the amount the holder owns. Note: it is possible to have a &apos;negative&apos; balance on a credit account, such as if one pays more than one owes to Citibank. This &apos;negative&apos; balance would then indicate  the amount owed to the holder of the account.</rdfs:comment>
    <rdfs:label xml:lang="en">charge account</rdfs:label>
    <cycAnnot:label xml:lang="en">CreditAccount</cycAnnot:label>
  </owl:Class>

</rdf:RDF>
