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     <!ENTITY ocyc "http://sw.opencyc.org/concept/" >
     <!ENTITY cyc  "http://sw.cyc.com/concept/" >
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     <!ENTITY rdfs "http://www.w3.org/2000/01/rdf-schema#" >
     <!ENTITY xsd  "http://www.w3.org/2001/XMLSchema#" >
     <!ENTITY owl  "http://www.w3.org/2002/07/owl#" >
   ]>

<rdf:RDF xml:base="http://sw.opencyc.org/2008/06/10/concept/en/"
         xmlns="http://sw.opencyc.org/2008/06/10/concept/en/"
         xmlns:cycAnnot="http://sw.cyc.com/CycAnnotations_v1#"
         xmlns:rdf="&rdf;"
         xmlns:rdfs="&rdfs;"
         xmlns:owl="&owl;"
         xmlns:xsd="&xsd;">

  <owl:Ontology rdf:about="http://sw.opencyc.org/2008/06/10/concept/en/">
    <owl:versionInfo>2008/06/10</owl:versionInfo>
    <rdfs:comment xml:lang="en">

      OpenCyc Knowledge Base

      Copyright© 2001-2008 Cycorp, Inc., http://www.cyc.com/, Austin, TX, USA

      This file contains an OWL representation of information contained 
      in the OpenCyc Knowledge Base. The content of this OWL file is 
      licensed under the Creative Commons Attribution 3.0 license whose 
      text can be found at http://creativecommons.org/licenses/by/3.0/legalcode. 
      The content of this OWL file, including the OpenCyc content it represents, 
      constitutes the "Work" referred to in the Creative Commons license. The terms of 
      this license equally apply to, without limitation, renamings and other 
      logically equivalent reformulations of the content of this OWL file 
      (or portions thereof) in any natural or formal language, as well 
      as to derivations of this content or inclusion of it in other ontologies.

    </rdfs:comment>
  </owl:Ontology>

  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#externalID">
    <rdfs:label xml:lang="en">externalID</rdfs:label>
    <rdfs:comment xml:lang="en">
      A unique, language-neutral, variable-sized identifier
      for a concept that can be used to refer unambiguously to that concept across 
      OWL exports or across Cyc inference engines.
    </rdfs:comment>
    <rdf:type rdf:resource="http://www.w3.org/2002/07/owl#FunctionalProperty"/>
  </owl:AnnotationProperty>

  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#label">
    <rdfs:label xml:lang="en">label</rdfs:label>
    <rdfs:comment xml:lang="en">
      A natural-language representation for a concept that is both human 
      readable and readable by the Cyc inference engine. These terms are not 
      guaranteed to refer to the same concept across time but are guaranteed to
      be consistent within a particular OWL export. Use 'cycAnnot:externalID'
      for unambiguously referring to a concept across OWL exports or across Cyc
      inference engines.
    </rdfs:comment>
  </owl:AnnotationProperty>

  <owl:ObjectProperty rdf:about="creditor">
    <rdfs:comment xml:lang="en">The predicate that identifies an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/IntelligentAgent&quot; class=&quot;cyc_term&quot;&gt;IntelligentAgent&lt;/a&gt; who transfers a right to use some quantity of money temporarily, subject to some &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/LoanAgreement&quot; class=&quot;cyc_term&quot;&gt;LoanAgreement&lt;/a&gt;.  (&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/creditor&quot; class=&quot;cyc_term&quot;&gt;creditor&lt;/a&gt; BORROW AGENT) means that after the event BORROW, AGENT loses some user right over the &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/objectOfPossessionTransfer&quot; class=&quot;cyc_term&quot;&gt;objectOfPossessionTransfer&lt;/a&gt;, in this case a quantity of money.  Also see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/borrower&quot; class=&quot;cyc_term&quot;&gt;borrower&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:externalID>Mx4rwK0F6ZwpEbGdrcN5Y29ycA</cycAnnot:externalID>
    <cycAnnot:label xml:lang="en">creditor</cycAnnot:label>
    <rdfs:label xml:lang="en">lender</rdfs:label>
    <rdf:type rdf:resource="ActorSlot"/>
    <rdf:type rdf:resource="RelationalNounSlot"/>
    <rdfs:domain rdf:resource="BorrowingSomething"/>
    <rdfs:range rdf:resource="IntelligentAgent"/>
    <prettyString xml:lang="en">lenders</prettyString>
    <prettyString xml:lang="en">creditor</prettyString>
    <prettyString xml:lang="en">credit grantors</prettyString>
    <prettyString xml:lang="en">creditors</prettyString>
    <prettyString xml:lang="en">credit grantor</prettyString>
    <owl:sameAs rdf:resource="http://sw.opencyc.org/2008/06/10/concept/Mx4rwK0F6ZwpEbGdrcN5Y29ycA"/>
    <owl:sameAs rdf:resource="&ocyc;Mx4rwK0F6ZwpEbGdrcN5Y29ycA"/>
    <owl:sameAs rdf:resource="&cyc;Mx4rwK0F6ZwpEbGdrcN5Y29ycA"/>
  </owl:ObjectProperty>

  <owl:ObjectProperty rdf:about="mortgagee">
    <rdfs:subPropertyOf rdf:resource="creditor"/>
    <rdfs:label xml:lang="en">mortgagee</rdfs:label>
    <cycAnnot:label xml:lang="en">mortgagee</cycAnnot:label>
  </owl:ObjectProperty>

  <owl:Class rdf:about="IntelligentAgent">
    <rdfs:label xml:lang="en">intelligent agent</rdfs:label>
    <cycAnnot:label xml:lang="en">IntelligentAgent</cycAnnot:label>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Agent_Generic&quot; class=&quot;cyc_term&quot;&gt;Agent_Generic&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/InformationStore&quot; class=&quot;cyc_term&quot;&gt;InformationStore&lt;/a&gt; (qq.v.).  An agent is an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/IntelligentAgent&quot; class=&quot;cyc_term&quot;&gt;IntelligentAgent&lt;/a&gt; if and only if it is capable of knowing and acting, and capable of employing its knowledge in its actions.  An intelligent agent typically &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/knowsAbout&quot; class=&quot;cyc_term&quot;&gt;knowsAbout&lt;/a&gt; certain things, and its &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/beliefs&quot; class=&quot;cyc_term&quot;&gt;beliefs&lt;/a&gt; concerning those things influences its actions.  As with agents generally, an intelligent agent might either be a single individual, such as a person, or a group consisting of two or more individual agents, such as a business or government organization.  Specializations of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/IntelligentAgent&quot; class=&quot;cyc_term&quot;&gt;IntelligentAgent&lt;/a&gt; include &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/SocialBeing&quot; class=&quot;cyc_term&quot;&gt;SocialBeing&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/MultiIndividualAgent_Intelligent&quot; class=&quot;cyc_term&quot;&gt;MultiIndividualAgent_Intelligent&lt;/a&gt;.
&lt;p/&gt;
Note that non-human &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Vertebrate&quot; class=&quot;cyc_term&quot;&gt;Vertebrate&lt;/a&gt;s that are sentient and somewhat intelligent, such as (arguably) cats and horses, can be considered intelligent agents in some contexts.</rdfs:comment>
  </owl:Class>

  <owl:Class rdf:about="RelationalNounSlot">
    <rdfs:label xml:lang="en">relational noun slot</rdfs:label>
    <rdfs:comment xml:lang="en">The collection of binary predicates that describe a specified relation of an animal, group of animals (usually human animals), or an organization to another animal (also usually a human animal).  These relations can be summed up by common nouns such as &apos;mother&apos; or &apos;boss&apos; or &apos;neighbor&apos;.  This class of predicates exists to facilitate parsing of sentences with forms such as &apos;X has a Y&apos; or &apos;does X have a Y?&apos; where Y is one of these relational nouns.</rdfs:comment>
    <cycAnnot:label xml:lang="en">RelationalNounSlot</cycAnnot:label>
  </owl:Class>

  <owl:ObjectProperty rdf:about="&cyc;Mx4rwK0F6ZwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">The predicate that identifies an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/IntelligentAgent&quot; class=&quot;cyc_term&quot;&gt;IntelligentAgent&lt;/a&gt; who transfers a right to use some quantity of money temporarily, subject to some &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/LoanAgreement&quot; class=&quot;cyc_term&quot;&gt;LoanAgreement&lt;/a&gt;.  (&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/creditor&quot; class=&quot;cyc_term&quot;&gt;creditor&lt;/a&gt; BORROW AGENT) means that after the event BORROW, AGENT loses some user right over the &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/objectOfPossessionTransfer&quot; class=&quot;cyc_term&quot;&gt;objectOfPossessionTransfer&lt;/a&gt;, in this case a quantity of money.  Also see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/borrower&quot; class=&quot;cyc_term&quot;&gt;borrower&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">creditor</cycAnnot:label>
    <rdfs:label xml:lang="en">lender</rdfs:label>
  </owl:ObjectProperty>

  <owl:Class rdf:about="ActorSlot">
    <rdfs:comment xml:lang="en">A collection of binary predicates; a specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Role&quot; class=&quot;cyc_term&quot;&gt;Role&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/ActorSlot&quot; class=&quot;cyc_term&quot;&gt;ActorSlot&lt;/a&gt; relates some instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Event&quot; class=&quot;cyc_term&quot;&gt;Event&lt;/a&gt; to a temporal thing involved in that event (here called a &amp;quot;participant&amp;quot;, although the thing in question might not be playing an active role in the event).  The first argument of every instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/ActorSlot&quot; class=&quot;cyc_term&quot;&gt;ActorSlot&lt;/a&gt; is constrained to be an instance of some specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Event&quot; class=&quot;cyc_term&quot;&gt;Event&lt;/a&gt;, and the second argument is constrained to be an instance of some specialization of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/SomethingExisting&quot; class=&quot;cyc_term&quot;&gt;SomethingExisting&lt;/a&gt;.  
&lt;p/&gt;
All instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/ActorSlot&quot; class=&quot;cyc_term&quot;&gt;ActorSlot&lt;/a&gt; have &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/actors&quot; class=&quot;cyc_term&quot;&gt;actors&lt;/a&gt; as their &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/genlPreds&quot; class=&quot;cyc_term&quot;&gt;genlPreds&lt;/a&gt;, directly or indirectly, so that the actor slots form a kind of hierarchy.  Each specialized actor slot indicates &lt;i&gt;how&lt;/i&gt; its participant participates in the event, i.e., in what role (e.g., &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/inputs&quot; class=&quot;cyc_term&quot;&gt;inputs&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/outputs&quot; class=&quot;cyc_term&quot;&gt;outputs&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/doneBy&quot; class=&quot;cyc_term&quot;&gt;doneBy&lt;/a&gt;).  
&lt;p/&gt;
Actor slots are &lt;i&gt;not&lt;/i&gt; used to indicate the time of an event&apos;s occurrence, external representations of the event, and other more remotely related things that are not directly or indirectly &amp;quot;involved&amp;quot; in the occurrence of the event.  Time and other quantities are relevant to events but are not instances of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/SomethingExisting&quot; class=&quot;cyc_term&quot;&gt;SomethingExisting&lt;/a&gt;; thus, they are related to events by some non-&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/ActorSlot&quot; class=&quot;cyc_term&quot;&gt;ActorSlot&lt;/a&gt; predicate.  
&lt;p/&gt;
Things which are remotely related to the event -- for instance, someone who is affected by the event but doesn&apos;t exist when the event occurs -- may be related using some instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Role&quot; class=&quot;cyc_term&quot;&gt;Role&lt;/a&gt; that does not belong to &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/ActorSlot&quot; class=&quot;cyc_term&quot;&gt;ActorSlot&lt;/a&gt;, such as &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/affectedAgent&quot; class=&quot;cyc_term&quot;&gt;affectedAgent&lt;/a&gt;.  See also &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/Role&quot; class=&quot;cyc_term&quot;&gt;Role&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">ActorSlot</cycAnnot:label>
    <rdfs:label xml:lang="en">predicate describing actors in events</rdfs:label>
  </owl:Class>

  <owl:ObjectProperty rdf:about="http://sw.opencyc.org/2008/06/10/concept/Mx4rwK0F6ZwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">The predicate that identifies an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/IntelligentAgent&quot; class=&quot;cyc_term&quot;&gt;IntelligentAgent&lt;/a&gt; who transfers a right to use some quantity of money temporarily, subject to some &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/LoanAgreement&quot; class=&quot;cyc_term&quot;&gt;LoanAgreement&lt;/a&gt;.  (&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/creditor&quot; class=&quot;cyc_term&quot;&gt;creditor&lt;/a&gt; BORROW AGENT) means that after the event BORROW, AGENT loses some user right over the &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/objectOfPossessionTransfer&quot; class=&quot;cyc_term&quot;&gt;objectOfPossessionTransfer&lt;/a&gt;, in this case a quantity of money.  Also see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/borrower&quot; class=&quot;cyc_term&quot;&gt;borrower&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">creditor</cycAnnot:label>
    <rdfs:label xml:lang="en">lender</rdfs:label>
  </owl:ObjectProperty>

  <owl:Class rdf:about="BorrowingSomething">
    <cycAnnot:label xml:lang="en">BorrowingSomething</cycAnnot:label>
    <rdfs:label xml:lang="en">borrowing</rdfs:label>
    <rdfs:comment xml:lang="en">A collection of events; a subcollection of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/TemporaryChangeOfUserRights&quot; class=&quot;cyc_term&quot;&gt;TemporaryChangeOfUserRights&lt;/a&gt;.  In an instance of &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/BorrowingSomething&quot; class=&quot;cyc_term&quot;&gt;BorrowingSomething&lt;/a&gt;, an agent takes temporary control of something, usually with the permission of its owner(s).  Generally, the lending agent expects the borrowing agent to use the object for one of its normal functions (see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/intendedBehaviorCapable&quot; class=&quot;cyc_term&quot;&gt;intendedBehaviorCapable&lt;/a&gt;).</rdfs:comment>
  </owl:Class>

  <owl:ObjectProperty rdf:about="&ocyc;Mx4rwK0F6ZwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">The predicate that identifies an &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/IntelligentAgent&quot; class=&quot;cyc_term&quot;&gt;IntelligentAgent&lt;/a&gt; who transfers a right to use some quantity of money temporarily, subject to some &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/LoanAgreement&quot; class=&quot;cyc_term&quot;&gt;LoanAgreement&lt;/a&gt;.  (&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/creditor&quot; class=&quot;cyc_term&quot;&gt;creditor&lt;/a&gt; BORROW AGENT) means that after the event BORROW, AGENT loses some user right over the &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/objectOfPossessionTransfer&quot; class=&quot;cyc_term&quot;&gt;objectOfPossessionTransfer&lt;/a&gt;, in this case a quantity of money.  Also see &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/borrower&quot; class=&quot;cyc_term&quot;&gt;borrower&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">creditor</cycAnnot:label>
    <rdfs:label xml:lang="en">lender</rdfs:label>
  </owl:ObjectProperty>

  <owl:ObjectProperty rdf:about="prettyString">
    <cycAnnot:label xml:lang="en">prettyString</cycAnnot:label>
    <rdfs:comment xml:lang="en">(&lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/prettyString&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; TERM STRING) means that STRING is the English word or expression (sequence of words) commonly used to refer to TERM.  The predicate &lt;a href=&quot;http://sw.opencyc.org/2008/06/10/concept/en/prettyString&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; is used by the code which generates CycL to English paraphrases, but its applicability is not restricted to this use.</rdfs:comment>
    <rdfs:label xml:lang="en">Pretty String</rdfs:label>
  </owl:ObjectProperty>

</rdf:RDF>
