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<rdf:RDF xml:base="http://sw.opencyc.org/concept/"
         xmlns="http://sw.opencyc.org/concept/"
         xmlns:cycAnnot="http://sw.cyc.com/CycAnnotations_v1#"
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  <owl:Ontology rdf:about="http://sw.opencyc.org/concept/">
    <owl:versionInfo>2009/04/07</owl:versionInfo>
    <rdfs:comment xml:lang="en">

       OpenCyc Knowledge Base

       Copyright© 2001-2009 Cycorp, Inc., http://www.cyc.com/, Austin, TX, USA

       This file contains an OWL representation of information contained
       in the OpenCyc Knowledge Base. The content of this OWL file is
       licensed under the Creative Commons Attribution 3.0 license whose
       text can be found at http://creativecommons.org/licenses/by/3.0/legalcode.
       The content of this OWL file, including the OpenCyc content it represents,
       constitutes the &quot;Work&quot; referred to in the Creative Commons license. The terms of
       this license equally apply to, without limitation, renamings and other
       logically equivalent reformulations of the content of this OWL file
       (or portions thereof) in any natural or formal language, as well
       as to derivations of this content or inclusion of it in other ontologies.

       Mappings between OpenCyc terms and Wikipedia article names provided by
       Olena Medelyan and Catherine Legg, University of Waikato, NZ under a Creative 
       Commons Attribution 3.0 license.

    </rdfs:comment>
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  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#externalID">
    <rdfs:label xml:lang="en">externalID</rdfs:label>
    <rdfs:comment xml:lang="en">
      A unique, language-neutral, variable-sized identifier
      for a concept that can be used to refer unambiguously to that concept across 
      OWL exports or across Cyc inference engines.
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  <owl:AnnotationProperty rdf:about="http://sw.cyc.com/CycAnnotations_v1#label">
    <rdfs:label xml:lang="en">label</rdfs:label>
    <rdfs:comment xml:lang="en">
      A natural-language representation for a concept that is both human 
      readable and readable by the Cyc inference engine. These terms are not 
      guaranteed to refer to the same concept across time but are guaranteed to
      be consistent within a particular OWL export. Use 'cycAnnot:externalID'
      for unambiguously referring to a concept across OWL exports or across Cyc
      inference engines.
    </rdfs:comment>
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  <owl:Class rdf:about="Mx4rvVjV2JwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; is an event in which an agent buys something (e.g. &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVivc5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Stock&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwUnQqJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PreciousMetal&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rTnpiPHS_EdaAAACgyZzFrg&quot; class=&quot;cyc_term&quot;&gt;Antique&lt;/a&gt;s, or a stake in some &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwQr8yJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BusinessRelationshipActivity&lt;/a&gt;) in the expectation that that thing will increase in &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjU2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;MonetaryValue&lt;/a&gt; over time.  Note that &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; is disjoint with &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVkKYpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;SpendingMoney&lt;/a&gt; (q.v.).</rdfs:comment>
    <cycAnnot:label xml:lang="en">Investing</cycAnnot:label>
    <rdfs:label xml:lang="en">investing</rdfs:label>
    <rdfs:subClassOf rdf:resource="Mx4rvVjL2pwpEbGdrcN5Y29ycA"/>
    <rdfs:subClassOf rdf:resource="Mx4rvVids5wpEbGdrcN5Y29ycA"/>
    <rdf:type rdf:resource="Mx4rsptUGhfiQdmQ1dIv6htA7Q"/>
    <owl:sameAs rdf:resource="http://dbpedia.org/resource/Investment"/>
    <owl:sameAs rdf:resource="&cyc;Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">have made an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">invests</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">invest</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">made an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">has made an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">has invested</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">makes an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">make an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">had made an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">had invested</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">will have made an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">will make an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">invested</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">making an investment</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">have invested</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">will have invested</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rwLSVCpwpEbGdrcN5Y29ycA xml:lang="en">will invest</Mx4rwLSVCpwpEbGdrcN5Y29ycA>
    <Mx4rTv-jk9SPTXa991kk5mAvHg>Investment</Mx4rTv-jk9SPTXa991kk5mAvHg>
    <Mx4rNv0nbm4TTjOp7yhmnzOyqg>http://en.wikipedia.org/wiki/Investment</Mx4rNv0nbm4TTjOp7yhmnzOyqg>
    <Mx4riWVFR6HJSpaEaHrcWS3MSA>http://www.w3.org/2006/03/wn/wn20/instances/synset-invest-verb-1</Mx4riWVFR6HJSpaEaHrcWS3MSA>
    <Mx4riWVFR6HJSpaEaHrcWS3MSA>http://www.w3.org/2006/03/wn/wn20/instances/synset-investing-noun-1</Mx4riWVFR6HJSpaEaHrcWS3MSA>
  </owl:Class>

  <owl:Class rdf:about="Mx4r6fqrnE1VQdmb3popVG3c_w">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <rdfs:label xml:lang="en">Mis-Selling</rdfs:label>
    <rdfs:comment xml:lang="en">A specialization of both &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rv_TRaJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Fraud&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4r6fqrnE1VQdmb3popVG3c_w&quot; class=&quot;cyc_term&quot;&gt;MisSaleOfAnEndowment&lt;/a&gt; is a sale of an &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4r7IpXCuycQdiC8Y1DL_Fl9Q&quot; class=&quot;cyc_term&quot;&gt;Endowment_LifeInsurance&lt;/a&gt; in which the seller has defrauded the buyer by failing to explain the greater risk involved with an endowment as compared to an &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rr7-0NMSaQdiOKOLbaPjbZA&quot; class=&quot;cyc_term&quot;&gt;InterestOnlyMortgage&lt;/a&gt;, with which endowments are often sold together.  Complaints of endowment mis-sales in the UK prompted the &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rLk2y6kPcQdmbD6Ou-ugklA&quot; class=&quot;cyc_term&quot;&gt;FinancialServicesAuthority_UK&lt;/a&gt; to undertake a full-scale mis-selling enquiry.</rdfs:comment>
    <cycAnnot:label xml:lang="en">MisSaleOfAnEndowment</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx8Ngh4rcyLSQEMlQdmMG-5F90BwsR4rvVjV2JwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">(OnlineActivityTypeFn Investing)</cycAnnot:label>
    <rdfs:comment xml:lang="en">The collection of all online investing. A type of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvnDa1jzGQdmKnPNV9T6BkQ&quot; class=&quot;cyc_term&quot;&gt;InternetActivity&lt;/a&gt;.</rdfs:comment>
    <rdfs:label xml:lang="en">online investing</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx8NhB4rwP1IC5wpEbGdrcN5Y29ycB4rvVjV2JwpEbGdrcN5Y29ycB4rveWVspwpEbGdrcN5Y29ycB8Ngh4rkavwbjzdQdmDBO1NycSjeB4rvYDPz5wpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">(SubcollectionOfWithRelationToTypeFn Investing objectPaidFor (SharesInFundTypeFn HedgeFund))</cycAnnot:label>
    <rdfs:label xml:lang="en">hedging</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvz-_7pwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <rdfs:label xml:lang="en">offshore investing</rdfs:label>
    <cycAnnot:label xml:lang="en">OffshoreInvesting</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvVivVZwpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwN8aK5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;FinancialInstrumentTrading&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVivVZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;StockTrading&lt;/a&gt; is an event in which someone buys or sells &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVivc5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Stock&lt;/a&gt;s.</rdfs:comment>
    <rdfs:label xml:lang="en">stock trading</rdfs:label>
    <cycAnnot:label xml:lang="en">StockTrading</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rSxpTAE0aQdmM_dGM1Kal8g">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">InvestingInAHedgeFund</cycAnnot:label>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rSxpTAE0aQdmM_dGM1Kal8g&quot; class=&quot;cyc_term&quot;&gt;InvestingInAHedgeFund&lt;/a&gt; is a complex event in which a wealthy investor buys into a hedge fund (see &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvYDPz5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;HedgeFund&lt;/a&gt;), and the fund manager uses (typically high-risk, high-payoff) strategies to grow the fund.  Hedge fund managers usually have the prospect of profit due to a high commission rate as motivation for performance.</rdfs:comment>
    <rdfs:label xml:lang="en">investing in a hedge fund</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rgHQOtE2JQdmD3cfVMDxOpg">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">PortfolioManagement</cycAnnot:label>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rgHQOtE2JQdmD3cfVMDxOpg&quot; class=&quot;cyc_term&quot;&gt;PortfolioManagement&lt;/a&gt; is an event in which a portfolio manager (see &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVirmZwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PortfolioManager&lt;/a&gt;) actively looksafter the state of an investment portfolio.</rdfs:comment>
    <rdfs:label xml:lang="en">portfolio management</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rPQo10Ey9QdmV5brCl79RXg">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rPQo10Ey9QdmV5brCl79RXg&quot; class=&quot;cyc_term&quot;&gt;GettingAMortgageOnAHouseToRent&lt;/a&gt; is an event in which someone acquires an instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rrqXn_twiQdiVpYCanGOHTg&quot; class=&quot;cyc_term&quot;&gt;BuyToLetMortgage&lt;/a&gt; in an instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rPQo10Ey9QdmV5brCl79RXg&quot; class=&quot;cyc_term&quot;&gt;GettingAMortgageOnAHouseToRent&lt;/a&gt;, and then procedes to rent the house to someone else.</rdfs:comment>
    <cycAnnot:label xml:lang="en">GettingAMortgageOnAHouseToRent</cycAnnot:label>
    <rdfs:label xml:lang="en">getting a mortgage and rent the house out</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rNtHyUEVTQdmBxaWQenbXXw">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <cycAnnot:label xml:lang="en">DiversifyingInvestments</cycAnnot:label>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rNtHyUEVTQdmBxaWQenbXXw&quot; class=&quot;cyc_term&quot;&gt;DiversifyingInvestments&lt;/a&gt; is an event in which an &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rv2mD3pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investor&lt;/a&gt; deliberately invests in such a way that his or her risk is distributed among various &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rnqd_xD2eQdmF-uqicjZj2w&quot; class=&quot;cyc_term&quot;&gt;InvestmentVehicle&lt;/a&gt;s.</rdfs:comment>
    <rdfs:label xml:lang="en">diversifying investments</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rwH8mC5wpEbGdrcN5Y29ycA">
    <rdfs:subClassOf rdf:resource="Mx4rvVjV2JwpEbGdrcN5Y29ycA"/>
    <rdfs:label xml:lang="en">leverage</rdfs:label>
    <rdfs:comment xml:lang="en">A sub-collection of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt;. Each instance is an investing with borrowed money as a way to amplify potential gains (at the risk of greater losses).</rdfs:comment>
    <cycAnnot:label xml:lang="en">Leverage-Financial</cycAnnot:label>
  </owl:Class>

  <owl:Thing rdf:about="http://dbpedia.org/resource/Investment">
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; is an event in which an agent buys something (e.g. &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVivc5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Stock&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwUnQqJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PreciousMetal&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rTnpiPHS_EdaAAACgyZzFrg&quot; class=&quot;cyc_term&quot;&gt;Antique&lt;/a&gt;s, or a stake in some &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwQr8yJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BusinessRelationshipActivity&lt;/a&gt;) in the expectation that that thing will increase in &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjU2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;MonetaryValue&lt;/a&gt; over time.  Note that &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; is disjoint with &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVkKYpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;SpendingMoney&lt;/a&gt; (q.v.).</rdfs:comment>
    <cycAnnot:label xml:lang="en">Investing</cycAnnot:label>
    <rdfs:label xml:lang="en">investing</rdfs:label>
  </owl:Thing>

  <owl:Class rdf:about="Mx4rvVjL2pwpEbGdrcN5Y29ycA">
    <rdfs:label xml:lang="en">buying</rdfs:label>
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvViQlpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;ExchangeOfUserRights&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvViPjpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BuyingActivity&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt; is an event in which an agent (the &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjQe5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;buyer&lt;/a&gt;) voluntarily pays (or agrees to pay later) for goods or services provided by another agent (the &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjxTpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;seller&lt;/a&gt;).  A buying event might include subevents of negotiating, paying, and the transferring of the purchased thing to the buyer.  Examples of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt; include: purchasing fighter jets for the Navy; buying a Pepsi from a vending machine; ordering dinner at a restaurant; acquiring a life insurance policy for oneself; mail-ordering clothes from Sears; shopping at a farmers&apos; market.  &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt; is &lt;i&gt;not&lt;/i&gt; a specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rv_uG0JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;MonetaryExchangeOfUserRights&lt;/a&gt;, since there need not be any money exchanged in the actual &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt; event; consider, e.g., a &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvViNA5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CreditSale&lt;/a&gt;.</rdfs:comment>
    <cycAnnot:label xml:lang="en">Buying</cycAnnot:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rsptUGhfiQdmQ1dIv6htA7Q">
    <rdfs:comment xml:lang="en">A &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rHQdVmB_TEdaAAABQ2rksLw&quot; class=&quot;cyc_term&quot;&gt;SecondOrderCollection&lt;/a&gt;.  &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rsptUGhfiQdmQ1dIv6htA7Q&quot; class=&quot;cyc_term&quot;&gt;ProcessType&lt;/a&gt; is the collection intersection of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVitN5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;TemporalStuffType&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwNyXxJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;DurativeEventType&lt;/a&gt;; that is, a thing is an instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rsptUGhfiQdmQ1dIv6htA7Q&quot; class=&quot;cyc_term&quot;&gt;ProcessType&lt;/a&gt; if and only if it is an instance of both &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVitN5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;TemporalStuffType&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwNyXxJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;DurativeEventType&lt;/a&gt;.  Instances of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rsptUGhfiQdmQ1dIv6htA7Q&quot; class=&quot;cyc_term&quot;&gt;ProcessType&lt;/a&gt; can be constructed from instances of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rv48ocpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;AccomplishmentType&lt;/a&gt; using &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4r0VWpmNnEQdiJDq0mDlTBkQ&quot; class=&quot;cyc_term&quot;&gt;ProcessFn&lt;/a&gt; (q.v.).</rdfs:comment>
    <cycAnnot:label xml:lang="en">ProcessType</cycAnnot:label>
    <rdfs:label xml:lang="en">type of temporally stuff-like thing that is also a type of durative event</rdfs:label>
  </owl:Class>

  <owl:ObjectProperty rdf:about="Mx4rNv0nbm4TTjOp7yhmnzOyqg">
    <rdfs:label xml:lang="en">Wikipedia Article URL</rdfs:label>
    <rdfs:comment xml:lang="en">(&lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rNv0nbm4TTjOp7yhmnzOyqg&quot; class=&quot;cyc_term&quot;&gt;wikipediaArticleURL&lt;/a&gt; THING URL) means that in &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rtqXA6OC8QdiWC72DuLJdUw&quot; class=&quot;cyc_term&quot;&gt;Wikipedia_WebSite&lt;/a&gt; THING is described by an article located at URL</rdfs:comment>
    <cycAnnot:label xml:lang="en">wikipediaArticleURL</cycAnnot:label>
  </owl:ObjectProperty>

  <owl:ObjectProperty rdf:about="Mx4riWVFR6HJSpaEaHrcWS3MSA">
    <cycAnnot:label xml:lang="en">seeAlsoURI</cycAnnot:label>
    <rdfs:comment xml:lang="en">&lt;code&gt;(&lt;a href=&quot;http://sw.opencyc.org/concept/Mx4riWVFR6HJSpaEaHrcWS3MSA&quot; class=&quot;cyc_term&quot;&gt;seeAlsoURI&lt;/a&gt; &lt;b&gt;THING&lt;/b&gt; &lt;b&gt;URI&lt;/b&gt;)&lt;/code&gt; means that a description of the resource identified by URI is likely to contain information pertinent to THING.  This predicate is roughly equivalent to rdfs:seeAlso.</rdfs:comment>
    <rdfs:label xml:lang="en">See Also URI</rdfs:label>
  </owl:ObjectProperty>

  <owl:ObjectProperty rdf:about="Mx4rwLSVCpwpEbGdrcN5Y29ycA">
    <rdfs:label xml:lang="en">Pretty String</rdfs:label>
    <rdfs:comment xml:lang="en">(&lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwLSVCpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; TERM STRING) means that STRING is the English word or expression (sequence of words) commonly used to refer to TERM.  The predicate &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwLSVCpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;prettyString&lt;/a&gt; is used by the code which generates CycL to English paraphrases, but its applicability is not restricted to this use.</rdfs:comment>
    <cycAnnot:label xml:lang="en">prettyString</cycAnnot:label>
  </owl:ObjectProperty>

  <owl:Class rdf:about="&cyc;Mx4rvVjV2JwpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">A specialization of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjL2pwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Buying&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; is an event in which an agent buys something (e.g. &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVivc5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Stock&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwUnQqJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;PreciousMetal&lt;/a&gt;, &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rTnpiPHS_EdaAAACgyZzFrg&quot; class=&quot;cyc_term&quot;&gt;Antique&lt;/a&gt;s, or a stake in some &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rwQr8yJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;BusinessRelationshipActivity&lt;/a&gt;) in the expectation that that thing will increase in &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjU2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;MonetaryValue&lt;/a&gt; over time.  Note that &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVjV2JwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;Investing&lt;/a&gt; is disjoint with &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVkKYpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;SpendingMoney&lt;/a&gt; (q.v.).</rdfs:comment>
    <cycAnnot:label xml:lang="en">Investing</cycAnnot:label>
    <rdfs:label xml:lang="en">investing</rdfs:label>
  </owl:Class>

  <owl:Class rdf:about="Mx4rvVids5wpEbGdrcN5Y29ycA">
    <rdfs:comment xml:lang="en">A specialization of both &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvViHpJwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;CommercialActivity&lt;/a&gt; and &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVkKMpwpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;MoneyTransfer&lt;/a&gt;.  Each instance of &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rvVids5wpEbGdrcN5Y29ycA&quot; class=&quot;cyc_term&quot;&gt;MoneyTransaction&lt;/a&gt; is an event in which a transfer of money occurs, and the transfer is done in exchange for something else, according to some (implicit or explicit) agreement.  Thus, buying something, investing, making a donation, executing a bequest, and exchanging currency are all examples of money transactions.</rdfs:comment>
    <cycAnnot:label xml:lang="en">MoneyTransaction</cycAnnot:label>
    <rdfs:label xml:lang="en">monetary transaction</rdfs:label>
  </owl:Class>

  <owl:ObjectProperty rdf:about="Mx4rTv-jk9SPTXa991kk5mAvHg">
    <cycAnnot:label xml:lang="en">wikipediaArticleName</cycAnnot:label>
    <rdfs:comment xml:lang="en">(&lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rTv-jk9SPTXa991kk5mAvHg&quot; class=&quot;cyc_term&quot;&gt;wikipediaArticleName&lt;/a&gt; THING NAME) means that in &lt;a href=&quot;http://sw.opencyc.org/concept/Mx4rtqXA6OC8QdiWC72DuLJdUw&quot; class=&quot;cyc_term&quot;&gt;Wikipedia_WebSite&lt;/a&gt; THING is described by an article with the title NAME</rdfs:comment>
    <rdfs:label xml:lang="en">Wikipedia Article Name</rdfs:label>
  </owl:ObjectProperty>

</rdf:RDF>
